Loan Modification Florida|Mortgage Modification|Prevent Foreclosure|Miami|Fort Lauderdale|South Florida|Tampa|Orlando|Boca Raton|Palm Beach|Naples

The interest rate on my adjustable rate mortgage (a.r.m.)just adjusted up, and my payment is $300/month higher.

In today's current declining market, it is very difficult to Refinance, especially if you bought in the last few years putting very little or no money down. Property values are down, and you may owe more than your property is worth.

Even with the declining property values, I still have Equity in my house. Can I Refinance?

Refinancing is possible, but the market has changed drastically. Stated Income loans are pretty much a thing of the past. Now Good Credit AND Proof of Income are required for almost all Refinance loans.

If I have Equity, Good Credit, and Proof of Income, is Refinancing my best option?

Maybe not. The cost of a Loan Modification is very Low when compared to the Closing Costs of a traditional Refinance.

Loan Modification is almost always your Best option. Let us work with the Bank to Lower your Interest Rate and push off your Past Due Balance to the end of your Loan, giving you a Clean Start!

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